The Deposit Operations Specialist is primarily responsible for assisting with the Bank’s daily proof processing, data entry (reject correction and transaction balancing), and reconciliation (GL balancing) process.  Responsibilities include, but are not limited to, the accurate review and processing of the capture of daily proof work and providing support to Bank associates with resolving errors and coordinating adjustments and corrections; the oversight of processing various files and cash letters in the core banking system and processing them to the Federal Reserve; supporting the Bank with any Regulation E disputes, ACH affidavits, and check returns; performing centralized insufficient item processing and monitoring user limits of authority approvals for deposit account overdraft lending compliance; performing client-requested statement or item research requests as needed; assisting with court-ordered subpoena research requests as directed; performing dormant account review and related maintenance; assisting and providing  back-up for some of the Wire/ACH daily duties (i.e., dual control wire validation, processing incoming wires, ACH returns & NOCs, ACH disputes and decedent account handling); processing any collection items, including international items or Treasury Reclamations as needed; reviewing daily reports;  coordinating with third-party vendors and escalating production issues as needed to other internal support teams; and other related duties as assigned.  This is a full-time, non-exempt position. 

Key Responsibilities:

  • Online / Mobile Banking Support for consumer clients: This will include reviewing online registrations; performing online banking password resets; approving mobile deposits; assisting with Bill Pay, Zelle, External Transfer transactions; and other requests.
  • Treasury Management Support for commercial clients: This position will be the primary backup for the setup and support of Treasury Management services for commercial clients. This will include Treasury Managements services such as Commercial Online Banking, ACH Origination, Remote Deposit Capture, Positive Pay, Online Wire Transfers, and more.
  • Wire Transfers: Assist with the processing of incoming and outgoing wire transfers.
  • Debit Cards: Perform debit card maintenance and process Reg E disputes.
  • Review daily reports.
  • Cross Train in different aspects of Deposit Operations.
  • Other duties will be assigned as needed.

Requirements:

  • High school diploma or equivalent.
  • Minimum of three years of job-related experience preferred.
  • Excellent written and verbal communication skills.
  • Good interpersonal and telephone skills, enabling the individual to represent oneself in a positive, courteous, friendly, and professional manner.
  • Ability to handle multiple and varied duties in an organized and efficient manner.
  • Ability to work independently and accurately to meet daily deadlines.
  • Ability to research and correct discrepancies.
  • High attention to detail.
  • Knowledge and familiarity of the services and products offered by the bank.
  • Strong problem-solving skills.
  • Strong computer skills, including a confident working knowledge of Microsoft Office applications.
  • Ability to use basic office equipment.
  • 10-key data entry speed at a minimum of 8,000 kph preferred.

Physical Demands:

The physical demands described are representative of those that must be met by an associate to successfully perform the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.  While performing the duties of this job, the associate is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear.  The associate is occasionally required to walk.  The associate must occasionally lift and /or move up to 25 pounds.  Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.

Work Environment:

The Bank’s professional working environment requires associates to communicate effectively, both verbally and in writing. Associates must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Associates may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high-risk situations (i.e., robbery), detailed instructions and procedures must be followed at all times to safeguard the Bank’s associates, clients, and assets.